Ghana’s insurance industry continues to underperform relative to its full potential, with market penetration remaining at just 1.0%, despite the presence of over 50 licensed insurers and reinsurers. According to the 2026 Deloitte Africa Insurance Outlook, notwithstanding this low penetration, the sector has demonstrated notable resilience and gradual progress amid a challenging macroeconomic environment. The … Continue reading Ghana’s insurance penetration stalls at 1% amid structural challenges – Deloitte