The Bank of Ghana (BoG) Governor, Dr Johnson Asiama, has disclosed that the central bank is working to reduce the Non-Performing Loan (NPL) ratio to 10 per cent by the end of 2026.
The current NPL ratio stands at 19.5% as of October 2025.
According to the Governor, the target forms part of a broader strategy to ensure that asset quality within the banking sector remains a top priority, especially as interest rates begin to ease.
Dr Asiama made the disclosure in a speech delivered at the Governor’s Day Annual Bankers’ Dinner, organised by the Chartered Institute of Bankers.
He explained that the improving macroeconomic environment should provide room for intelligent loan restructuring by commercial banks, without compromising prudential standards.
Source:Lovinghananews.com
